When it comes to personal
checking, saving, certificates of deposit or consumer loans, everyone
seems to want something different. At First Texas Bank, we'll help you
choose from a variety of plans to fit your particular needs and budget.
And no matter which deposit plan you choose, your deposits are fully insured
up to $100,000 by the FDIC.
|
To
Open
Account |
Special
Features
|
To
Avoid
Service Charge |
Service
Charge |
Interest
Rates |
|
| First
Texas Bank Regular Checking click for details |
$100
|
Unlimited Check Writing |
$300
daily balance
|
$8
if daily balance falls below $300
|
N/A
|
| First
Texas Bank Prestige Checking click for details |
$25
|
Persons
60 years of age or older One box of Free Checks per year |
No
minimum balance
|
N/A
|
N/A
|
| First
Texas Bank Student Checking |
$50
|
Any
full time student including higher education - 25 & Under (taking at least 12 hours) First 50 checks free |
No
minimum balance
|
N/A
|
N/A
|
| First
Texas Bank NOW Checking click for details |
$1,000
|
Unlimited
check writing Interest paid monthly |
$1,000
daily balance
|
$10
if daily balance is below $1,000 plus 10¢ per debit item
|
Available
on request
|
|
To
Open
Account |
Special
Features
|
To
Avoid
Service Charge |
Service
Charge |
Interest
Rates |
|
| First
Texas Bank Savings click for details |
$100
|
3 free withdrawals per quarter - $2 per additional withdrawal |
$300
daily balance
|
$3
if daily balance falls below $300
|
Available
on request
|
| First
Texas Bank First Texas Stars click for details |
$25
|
withdrawal limitation same as Savings account for Ages Birth to 12 years |
N/A
|
N/A
|
Available
on request
|
| First
Texas Bank Money Market Savings click for details |
$2,500
|
Withdrawals limited to 6 per cycle - 3 may be by check |
$2,500
daily balance
|
$10
if daily balance falls below $2,500. $5 per check over 3
|
Available
on request
|
First Texas Bank Regular Checking - A full service checking account
- Low minimum opening balance
- No monthly service charge if minimum balance requirement is maintained
- Unlimited check writing
- Special provisions for students
- See deposit matrix or request disclosure statement for additional information, requirements and restrictions
 |
First
Texas Bank Prestige Checking - For individuals 60 years of age or
older
- Low minimum opening balance
- Limited supply of checks provided
- No monthly service charge
- Unlimited check writing
- See deposit matrix or request disclosure statement for additional information, requirements and restrictions
|
NOW
Checking - For customers who want to earn interest
- Interest paid monthly
- No monthly service charge if minimum balance is maintained
- Unlimited check writing
- No per item fees if minimum balance is maintained
- See deposit matrix or request disclosure statement for additional information, requirements and restrictions
|
Regular
Savings - Our traditional savings account
- Interest compounded daily and paid quarterly
- No service charge if minimum balance is maintained
- Up to three free withdrawals per statement cycle
- See deposit matrix or request disclosure statement for additional information, requirements and restrictions
|
First Texas Stars Savings - Just for kids
- For kids through age 12
- Low opening balance
- No monthly service charge
- See
deposit
matrix
or request
disclosure
statement
for additional
information,
requirements
and restrictions
|
Money Market Savings - Higher earnings for accounts with less activity
- Interest paid monthly
- No monthly service charge if minimum balance is maintained
- Transaction limitations apply
- See deposit matrix or request disclosure statement for additional information, requirements and restrictions
|
Higher Learning Fund - A savings plan for future educational needs
- Small balance requirement
- Exceptional rate of return indexed to the Prime Rate
- No regular deposits required; you decide how often
- No minimum deposit required; you decide how much
- Request disclosure
statement for additional information, requirements
and restrictions
 |
Certificate of
Deposit - Our highest yielding investment instruments
- Competitive, guaranteed rates for the term
- Fixed terms up to one year
- Flexibility in interest payments
- Special "Jumbo" rates available
- Request disclosure statement for additional information, requirements and restrictions
Individual Retirements Accounts
- Roth and traditional accounts available
- Competitive earnings rates
- Request disclosure statement for additional information, requirements and restrictions
|
| Consumer Loans |
You never know what
lies ahead - an emergency, a once-in-a-lifetime
vacation, a great investment opportunity… A loan can be the best
way
to meet your unexpected needs as well as the ones for which you plan.
we offer a variety of consumer loans to meet just about any need - or
wish - you might have...
| Ready Credit | Boats/Jet Skis |
| Automobiles | Furniture |
| Trucks | Computers |
| Recreational Vehicles | Educational |
| Real Estate Loans |
Whether you're financing or re-financing a home, searching for acreage or custom building, talk to our mortgage loan specialists. We understand the market, make decisions locally and offer a quick turnaround on your loan request…
| Mortgage lending | Home Improvement |
| Land loans | Home Equity |
| Construction financing |
|
ATM
Card
Night Depository Services
Automatic Transfers
Notary Services
Bank by Mail
Cashiers Checks
PC Banking
- Internet
Banking
Cash Advances
Ready Credit
Direct Deposit
Safe Deposit Boxes
Domestic Collections
Travelers Checks
First Texas Mastermoney debit card
U.S. Savings Bonds
First Access Telephone Banking
Visa/Mastercard Applications
Merchant Services
Wire Transfers
|